Zebersky & Payne, LLP | Practice Areas
Homeowners' Insurance Attorneys in Hollywood, Florida
Homeowners’ insurance policies come in a variety of forms. They generally provide property and liability coverage to homeowners, condominium owners, and apartment dwellers. The policies' terms will depend on the type of dwelling insured and the scope of protection provided. A typical policy form insures a described dwelling and related structures, unscheduled personal property on and away from the premises, and loss of use. Such policies typically also offer personal liability coverage. Homeowner's insurance may list covered perils or be all risk.
Homeowner's insurance claims involve numerous "battlefields" between claimants and carriers over the scope of coverage, the extent of exclusions, and the applicability of limitations. Homeowner's insurance is also unique because it can insure certain people and certain property outside of the home. In fact, some things and some people can be protected by a homeowner's insurance policy anywhere in the world.
The experienced attorneys at Zebersky & Payne are extremely knowledgeable when it comes to the complexities of the homeowners’ insurance policy. Many times, when a claim is denied, there are time limits involved, so it is important that you contact a skilled insurance attorney as soon as any dispute arises. It is even more important in a State like Florida where our homes are impacted by hurricanes and tropical storms every year. Our lawyers, while helping many individuals who have had their homes damaged as a result of Hurricanes or other weather related events, have also made sure that the legislation passed by the Florida Legislature has consumer protections which insure that Florida’s homeowners will be fairly treated by their insurance company, will be paid in a timely manner and will not let the insurance company keep money that is rightfully yours.
